Congratulations on your decision to embark on the home-buying journey in the Rochester area!
With so many options, it’s important to have the best home-buying tips! The city, its suburbs, and surrounding towns are great places for young professionals or raising families. Whether you’re a first-time homebuyer or a seasoned seller, navigating the real estate market can be both exciting and daunting. My guide aims to provide comprehensive information and tips to help you make informed decisions throughout the process.
It’s All About Location
Do your research about where you would like to move to. I can help you with public data and information, but it is always good to look at neighborhoods you might like and drive through at different times to get a feel for what they are like. Some important factors to consider are schools, amenities, and commute times.
It’s always important to meet with a mortgage person or your bank to figure out your budget and credit; I can connect you with an agent if you need one!
Setting Your Budget
Getting pre-approved is a great start because you can figure out how much you can afford. Calculate your finances and assets and know what you have in savings, what you can expect to earn, and what debts you have. It’s important to be reasonable and realistic.
Be Open-Minded
Howard Hanna has an online catalog of new listings to help you find upcoming open houses. You can get a feel for the local market and what’s currently available. We can work together to schedule viewings and help you narrow down your options.
Making an Offer
We can craft a competitive offer once we find a home you love. Together, we’ll make a comprehensive offer considering the home’s condition, comparable sales in the area, and the seller’s motivation.
Anticipate Negotiations
After the offer is submitted, we can also negotiate with the seller to agree on pricing, terms, and inspections. I can recommend qualified home inspectors who will thoroughly assess the property for any issues that can alter your offer.
Get Ready to Be a Home Owner!
I can connect you with a mortgage broker to finalize the financing process and complete all necessary paperwork. We’ll conduct a final walk-through of the property to ensure everything is in order, and we’ll close! Congratulations!
If you’re interested in buying your first home in the Rochester, NY, region, contact Diane Bacon to get started.